What is included
- Transaction records distinguish paid cash movements from pending entries used in forecasts.
- Monthly category plans and one-off events feed a twelve-month cash-flow view.
- Dashboard comparisons include the entered cash buffer, upcoming bills and projected low points.
- Includes Google Sheets and Excel; Quick Add and the interactive What-If Studio run only in Sheets.
Based on the Etsy listing reviewed October 28, 2026. Check the current listing for any later changes.
What to prepare
For the workflow this product is designed around, gather:
- Expected receipts and their timing
- Planned outgoing payments
- The budget assumptions behind each forecast entry
A practical way to use your records
Start with when money is expected to move, not only when a sale or expense is recorded. Keep forecast figures distinguishable from actual transactions and revise them as better information arrives. Review the dashboard alongside the assumptions behind each period.
A worked example
Fictional example: a business checks the closing cash implied by one month's expected receipts and payments.
- Opening cash
- $2,000
- Expected receipts
- $5,000 during the month
- Expected payments
- $4,200 during the month
- Place receipts and payments in the period when cash is expected to move, keeping invoice dates separate where needed.
- Calculate the closing balance and review the effect of any receipt arriving later than assumed.
Result: The base illustration closes at $2,800: $2,000 + $5,000 − $4,200. If $1,000 of receipts slips to the following month, this month's result becomes $1,800. The comparison makes the timing assumption visible rather than treating a forecast as cash already received.
Fictional figures explain the workflow; they do not represent customer results or guarantee particular template fields. See the included features above and the current Etsy listing.
A closer look at Small Business Cash Flow Forecast Spreadsheet for Google Sheets & Excel
Additional previews from this product's Etsy listing. Open any image for a larger view.
Questions about this product
Does the description include income and expense budgeting?
Yes. Income, expense and budget records are included alongside the cash-flow forecast and dashboard.
Is this the four-year financial planning product?
No. The four-year financial forecast is a separate listing. Check each product's preview and current contents for the time horizon you need.
Which spreadsheet formats are listed?
This product is described for Google Sheets and Excel. Confirm the included files, software requirements and delivery instructions on its current Etsy listing.
